Branchless Banking System

Bank touchpoints need to reach rural areas and cash-restricted societies. Branchless Banking System (BBS), also known as “LakuPandai”, extends banking services through agents. Features include:

Agent locator

Agent onboarding

Agent fee management

Agent escrow account & risk management

Transactions (balance inquiry, statement, account transfer, interbank transfer, P2P cash transfer/ remittance, bill payment)

Device can be used in Android base and connected to a Bluetooth® Printer. Uses GPRS/3G data transmission. Services can be extended to loan disbursement, retribution, virtual account, and cash collection.

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