Authentication & Authorization Platform

Salt products satisfy customer  needs and requirements from different security assurance levels. SGO has various experiences in implementing various model of authentication and authorization in a various electronic channel platform. Our goal is to ensure customer is secured, non-disputed transaction, transaction is securely executed as well from external customer and also internal team.  

Two Factor Authentication (2FA) already become security standard for banking transaction and non-banking transaction, this standard is also adopted as requirement for PCIDSS Compliance, National Banking Regulation such as Peraturan Otoritas Jasa Keuangan (POJK).

Secure One Time Password

  • Method: Time Based OTP (TOTP) and Event Based OTP (HOTP).
  • Channel: Hardware Based (Hardtoken), SMS Based, Mobile Application Based (offline)
  • Adjustable digits


Challange Respnse

  • Challange response with time validity
  • Channel: Hardware Based, Mobile Application Based (offline)

Transaction Signing

When convinience is maintained, while 2 Factor Authentication is also delivered securely, Transaction Signing is one of the method for your customer to perform authorization with less effort using mobile apps.

  • Transaction info pushed to the mobile apps.
  • Notification alert to mobile phone.
  • Customer can see the detail before approval.
  • Customer can approve through mobile phone.
  • Can be secured also with mobile-security embeded platform such as fingerprint, face-detection, iris, etc.

Multi-Factor Authentication

You also can have the combination of above solutions.

If you have already 2FA system implemented and need to be extended or replaced, our solution is to do migration/enhancement transparently.


Role Base Access Control (RABC) Authorization.

  • Reducing Administrative and IT support.
  • Maximazing operational efficiency.
  • Improving compliance.
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