PT. Square Gate One

was founded in 2006 in response to industry’s needs to integrate financial transactions into business processes. SGO provides solution for banks to deliver holistic financial transaction solution from corporate, business, SME and retail customers. Our leading Financial Supply Chain Management (FSCM) solutions in the market became one of the competitive strategy for banks to engage customer better with lower risks. SGO also serves market with many important digital solution such as Digital Banking Platform, Internet Banking for Retail and Business, SMS Banking, etc.


PT. Pembayaran Lintas Usaha Sukses is licensed by Bank Indonesia to operate its own payment gateway and electronic wallet. Its product is called ESPAY. ESPAY provides easy ways to execute transactions with a majority of banks in Indonesia. ESPAY also provides an end-to-end collection system for companies to collect customer payments using multiple channels from multiple banks and credit cards, and also for non-bank transactions.

PT. Mitra Pembayaran Elektronik works through its primary product, SaldoMu. SaldoMu provides a last- mile agency to serve communities without banks. More than 21,000 agents currently serve corporate invoices and payment for SMEs, home business owners, personal businesses, and other entities. These agents also distribute electronic products such as top-up cellular airlines, bill payments, ticketing, utilities payment, insurances, and other services.


Quality & Competency



A leading technopreneur company providing an industry-based integrated channels that streamlines payments from Principle, Distributors and Retailers through End Consumers.


To provide high-quality, mission critical solutions, consultancy, and services that combine performance with cost-effective collaboration between the banking, financial process and industry, by establishing a successful business relationship with our customers, stakeholders, shareholders, and business partners.

Core Values

  • Work with integrity
  • Believe in teamwork
  • Tell the truth as we see it
  • Deliver value added services
  • Be passionate and collaborative
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