VIRTUAL ACCOUNT AND ONLINE COLLECTION SYSTEM
Beyond the Ordinary Virtual Account
Enable faster, more secure, and automated payment collections with customizable virtual account solutions designed to simplify your financial operations.
Virtual Account Debit
Enable outgoing transactions to streamline budget distribution across departments. Perfect for operational needs like vendor payments, travel expenses, and daily spending — all from one secure virtual account.
Virtual Account Debit
A Virtual Account that allows outgoing transactions (debit). Commonly used to allocate petty cash or operational budgets to business units or employees.
Example use case: Divisional budgets for marketing, logistics, or sales teams to pay vendors, travel, or daily expenses.
Virtual Account Credit
Receive customer payments instantly with unique Virtual Accounts. Perfect for seamless transactions on e-commerce and digital platforms.
Virtual Account Debit-Credit
A flexible Virtual Account that can be topped up and used for spending. Perfect for partner programs where users receive rewards or funds and can use them directly — for purchases or withdrawals.
Example: Send loyalty rewards to resellers or agents, and let them spend or withdraw the balance as they need.
Virtual Account Debit-Credit
A flexible Virtual Account that can be topped up and used for spending. Perfect for partner programs where users receive rewards or funds and can use them directly — for purchases or withdrawals.
Example: Send loyalty rewards to resellers or agents, and let them spend or withdraw the balance as they need.
Virtual Account Billing
Assign a unique Virtual Account to each customer, bill, or transaction — so every payment is clearly identified and automatically matched in real time. No manual reconciliation, no confusion.
Example: Ideal for collecting tuition fees, utility bills, or insurance premiums with ease and accuracy.
ADVANTAGE
Unlock the Advantage of Virtual Account
Virtual Account allows you to send and receive payments without using a real bank account — offering a flexible, secure, and efficient way to manage transactions
Less Friction
Accepting funds transfer online realtime via banking channels that are available in the market (less friction)
Increase Revenue
Improve Customer’s Delivery Performance
Reduce Cost
Automatic Transaction identification and reconciliation to reduce human error and increase speed performance
Control Your Company Budget Easily
Track and manage your company’s spending in real-time using dedicated Virtual Accounts. Allocate budgets per team, project, or purpose
Scheduled Billing for Corporate Needs
No more manual follow-ups. Schedule invoices to be sent on specific dates — supporting everything from fixed-date billing to rolling payment cycles.
ONLINE COLLECTION
Optimize Cash Collections with Data-Driven Insights
The Online Colection module is the extended module of the Virtual account that handles manual hard-cash collections by collector agents. Collector agents are the ones who are assigned by institutions to physically collect the funds.
Track the invoice collection by geographical location
Bill payment
Non-dispute transaction between customer collectors = institutions.
Collection status monitoring to check whether the collector has already performed the collection or not.
Collector’s AR status monitoring to keep track on how much cash-in-hand the collector has, and how much is already deposited.
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