Digital Banking for Retail
Provides solution for banks to provide a digital platform for their customers to enable daily banking activities to be secure, easy and convenient. Banks can also optimize costs of opening a new branch while simultaneously increasing the number of customers, due to the easy access to the digital channel, to the easy onboarding through e-KYC, and to the user friendliness.
Enable fully digital processes, from customer on boarding, KYC processes, activation, transaction, adding more products and support handling.
Features
Top Up Wallet
Online Account Opening
Provisioning to Sim-Card
Archieved Account Statements
Transaction monitoring & notification
Merchant Management for e-payment
Ecommerce & Payments using QR or payment codes.
Other informations such as ATM locators, branch locators, agent locators, rates etc.
Integration to Card Management System (create virtual cards or physical cards, block cards, assign credit to cards, view transaction reports by cards)
Bill Payment
Investment Management
Balance alerts & notification
Create & Manage Time Deposits
Transfers to Account within bank or other banks
Current ongoing transaction statements
Secured with end-to-end encryption & 2 factors authentication
Wallet system (attach credit card to application) for O2O payment or e-commerce payments.
Transaction categories
Interface with Open API
One Touch wealth dashboard
Transaction reports by categories
O2O payment using QR or HP numbers
Multiple Platform such as Android, iOS, and Web based.
Consolidated Account management such as saving, deposits, investments, loan.
Customer services (can be connected to existing ticketing system or built in customer service module)
Topology
